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Early retirement is again in reach, but the game has changed.

Do you dream of leaving full-time work behind at 60 or even sooner? Plenty of Americans do, of course. But the real question is whether you can afford to clock out early. It may require trade-offs, such as moving to a smaller home or picking and choosing your hobbies. Yet it may not be as big a stretch as you think. Here’s what you need to know.

You need not fear losing health insurance

Until recently, health insurance was one of the biggest obstacles to early retirement. Few employers offer coverage. And buying a policy on the private market before you qualify for Medicare has been a challenge: A condition like diabetes or heart disease can leave you uninsurable, while even healthy 50- and 60-year-olds pay far more than young people for the same coverage.

Read full article at:  http://ow.ly/OJDtY