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What do you own and what do you owe? To figure out where you stand financially, you need to know your net worth — and yet that number is surprisingly difficult to calculate.

Your assets are more than just your home and your investments, while your liabilities extend beyond your mortgage and other debts. Drawing up a personal balance sheet listing your assets and liabilities? Here are three key items you ought to include:

Read full article at: http://ow.ly/zuSvr